LOOKING TO BUY A HOME?
Getting Pre Approved is the FIRST STEP. I am here to walk you through the entire process. At Cornerstone First Mortgage we have an entire team dedicated to make your experience amazing. From start to finish we are here to guide you to the finish line.
FILL OUT THE ONLINE APPLICATION
The home buying process is really quite simple, here is the basic overview of the process.
Fill out the online application, this takes around 15 minutes and will ask you basic info about your financial situation. When finished we’ll schedule a call.
I will answer any questions and review with you all your financial goals. Then we will get you Pre-Approved for a loan that best fits your needs.
YOU'RE UNDER CONTRACT
TURN IN REQUESTED PAPERWORK ASAP
Congrats on getting under contract! Now the paperwork begins. We will open escrow and get all your accurate fees for closing on the home you chose. Now we have all the pieces to send you accurate disclosures and not just estimates.
Please review and sign disclosures quickly, you can always call us with any questions. As your loan moves through the process we might ask for additional documents, please return those as quickly as possible so we can keep your file on time!
WE WORK OUR MAGIC
WE HAVE AN APPROVAL... CONGRATS!
You are approved, we might need a few more documents to get to the finish line. Your Closing Disclosure (CD) will go out. The CD should be very similar to the initial disclosures. Sign it… quickly.
Now we are ordering docs and getting balanced with the escrow company. Docs will be sent to the Title & Escrow company for you to come in and sign. Luckily most of the documents will allow you to e-sign.
Once you’ve signed we will review and fund the loan!